Daily tip · A demo card, not a judgment
A collection call: first check whether the debt is yours.
01Stop
Someone else’s debt does not become yours because of a phone call. Harassment, threats, and calling your family can themselves cross a line.
02Act
- Ask for the creditor, the amount, and the contract, all in writing.
- Don’t admit or transfer money on the phone.
- Log the time and the words. Call the police if needed.
03Find
Threats or a visit: call 110. If the debt is really yours, negotiate or call legal aid. Don’t borrow new money to pay old debt first.
Statute anchor: Civil Code, obligations. Court judgments belong to the Judicial Yuan. We do not preprint case numbers.